Startup Costs and Break-Even Planner

The most common startup money mistake isn't a cost you missed. It's forgetting working capital. That's the cash you need to keep running before sales catch up. This planner adds it in for you.

What's inside

• Startup Costs tab: every one-time cost, a contingency buffer and your funding sources. Shows your total funding need and any gap
• Monthly Costs tab: what it costs to keep the doors open with zero sales
• Break-Even tab: sales needed per month and per working day, months to earn back your startup costs, and profit at seven different sales levels, with a chart

Why it works

"Ten sales a day" is a target you can feel. This planner turns your costs into that number, so you know before you open whether the business works.

Format: Excel (.xlsx), works in Google Sheets. Instant download.